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medicaid
Nursing home care in Wisconsin runs well over $100,000 a year, and families who wait too long lose options. The earlier you plan, the more of what you've built stays with the people you built it for.
Step one
90 min · $500
You just want answers. Ninety minutes with an attorney, one flat fee, no obligation to hire us afterward. You leave knowing where you stand and what to do next.
need help now
Care is here now and you need approval. Whether it is a first filing or an application that was denied or stalled, we prepare it and deal with the county.
planning ahead
Care is not needed yet, or it is coming soon. While there is still time, we help protect the house and savings for a healthy spouse, using the moves Wisconsin and federal rules allow.
MEDICAID APPLICATIONS
Medicaid only steps in after assets are spent down, unless you plan ahead. Here's what care actually costs in Wisconsin.
A nursing home room in Wisconsin, roughly $9,000 to $11,000 every month.
Assisted living, before memory care, which typically adds thousands more per month.
The share of people turning 65 who will need some form of long-term care in their lifetime.
The most Medicare will cover in a skilled nursing facility, and only after a hospital stay. Custodial care: zero.
MEDICAID APPLICATIONS
A Wisconsin long-term care Medicaid application isn't one form. It's a financial biography: five years of bank statements, every account and asset documented, every transfer explained, insurance policies, deeds, tax returns, burial arrangements. The county verifies all of it, and applications get denied or delayed constantly over documentation gaps and missed deadlines.
We've worked with income maintenance consortia across the state, so we know which counties ask for what, how they read a divestment, and how to keep a case moving. While an application sits, care bills keep arriving at $9,000 to $11,000 a month. Getting it right the first time is worth real money.
01
Five years of statements, titles, policies, and returns, collected and organized so nothing is missing when the county asks.
02
Every transfer in the look-back window gets explained up front, before it becomes a divestment question that stalls the case.
03
Verification requests and follow-up questions come to us, and we answer them on time so the clock keeps moving.
04
If assets have to come down before eligibility, how they're spent matters. We make every dollar go as far as the rules allow.
05
If a denial or penalty determination comes anyway, we respond, appeal where warranted, and keep going until it's resolved.
JUST WANT ANSWERS?
You don't have to hire us for anything to talk with us. Plenty of families just want uninterrupted time with an attorney to understand how Medicaid actually works and what it means for them. So that's exactly what we offer.
How Medicaid works in Wisconsin, in plain language
How the rules apply to your family, your home, and your savings
Your potential options, and honest answers to every question you bring
THE MEDICAID CONSULTATION
90
minutes
one-on-one with an attorney
$500
flat
One price, no surprises. If you engage us afterward, we'll tell you exactly what comes next and what it costs.
Book your consultationWHAT MEDICAID PLANNING IS
Families sometimes hesitate to ask about this, because it sounds like hiding money. It isn't. Medicaid planning is lawful planning under federal and Wisconsin rules. It protects a spouse from being left with nothing, keeps a legacy intact, and helps you qualify for benefits you have paid into your whole working life.
It is the same idea as tax planning. The rules exist, and you are allowed to use them. The difference is knowing them well, and we have been working within them since 2001.
Not automatically. The home is often exempt while you or your spouse live there, and planning strategies may protect it beyond that, including from estate recovery later. The key is addressing it before a crisis forces the question.
Usually a costly mistake. Gifts within the 60-month look-back trigger penalty periods, and outright gifts expose assets to your children's divorces, debts, and lawsuits. There are safer ways to accomplish the same goal.
Usually not. Crisis planning strategies may still protect a meaningful portion of what remains. The families who lose the most are the ones who assume it's too late and never ask.
When you apply for Medicaid, Wisconsin reviews the previous 60 months for gifts and transfers. Divestments in that window can delay eligibility. Transfers completed before it don't count against you.
No. Medicare covers at most 100 days of skilled nursing after a qualifying hospital stay, with copays after day 20. It pays nothing toward long-term custodial care, which is what most people end up needing.
Talk with an attorney about your options. We'll tell you honestly where you stand, and what can still be done.
This page is general information about Wisconsin Medicaid rules, not legal advice. Every family's situation is different; whether and how much can be protected depends on your circumstances and timing.